Many people think the Public Provident Fund (PPF) is only a safe savings tool but with the right strategy, it can actually become a lifetime pension generator. Yes, by using PPF smartly, you can create a system that gives you ₹24,000 every month, without stress, risk, or complicated planning. Understanding This PPF Monthly Income Strategy … Read more
There has been growing interest in a claim that a Canara Bank Fixed Deposit can give you a return of ₹39,750 on a deposit of ₹1 lakh. The number is being shared widely, often presented as a guaranteed or special scheme. Before accepting this at face value, it is important to understand how fixed deposits … Read more
Personal loan rates in 2025 are more competitive than ever, but finding the best deal can still feel confusing. Rates change based on your credit score, job profile, and the bank’s internal policies. To help you cut through the noise, here’s a simple, clear guide to the lowest rates, hidden offers, and smart strategies to … Read more
The government has updated the Gratuity Rules for 2025, bringing significant benefits for both employees and retirees. These changes are aimed at making retirement payouts more transparent, fair, and rewarding for long-serving workers across India. Eligibility Criteria and Key Benefits Explained Under the revised 2025 rules: These updates aim to ensure employees who dedicate years … Read more
If you’re a senior citizen looking for a safe and reliable investment option to build a sizeable corpus, the Senior Citizen Savings Scheme (SCSS) could be just what you need. This government-backed savings scheme offers guaranteed returns and is designed specifically for individuals above 60 years of age. In this blog post, we’ll walk you … Read more
The 2025 Ration Card Rules have brought significant changes to India’s public distribution system (PDS). One of the most exciting updates is the new monthly ₹1,000 benefit for all eligible ration cardholders, aimed at providing financial relief to millions of families. Let’s dive into the key details of these changes and what they mean for … Read more
For senior citizens, fixed deposits (FDs) remain one of the safest and most reliable investment options. Banks offer higher interest rates for people above 60, making FDs an attractive way to grow savings while earning steady income. Choosing the right bank and tenure can significantly boost returns and provide financial security during retirement. This article … Read more
Bank of Baroda fixed deposits (FDs) are one of the safest ways to grow your savings with predictable returns. Depositing ₹1 lakh can provide guaranteed interest over a fixed tenure, making it ideal for conservative investors and senior citizens. Understanding Bank of Baroda FD Bank of Baroda FDs let you lock your money at a … Read more
As the year winds down, many parents and students are wondering what the December 2025 school holiday schedule actually looks like.The government has now confirmed a 12-day school closure in December 2025, giving families a clear window to plan winter activities, travel, and study routines. What This December 12-Day Closure Means The announced break covers … Read more
Odisha has rolled out a major new scholarship for 2025 that gives SC/ST students the chance to study abroad with funding up to ₹25 lakh per year. The scheme is designed for students who dream of pursuing PG or PhD programmes in top global universities but struggle with huge financial requirements. A Big Opportunity for … Read more