Good news for salaried workers in India! The Employees’ Provident Fund (EPF) interest rate for the year 2025 has been set at 8.25%, a decision that will benefit more than 7 crore workers contributing to the EPF scheme. This announcement comes as a relief to employees who rely on their EPF savings for long-term financial … Read more

If you’ve been waiting for the right moment to buy a home, this new 4% subsidy could finally make it affordable. Government-backed housing subsidies don’t come often, and when they do, they usually make a big difference in reducing the financial pressure on first-time buyers and middle-income families. Understanding the New 4% Subsidy This subsidy … Read more

Big news for government employees and pensioners! The 2025 Dearness Allowance (DA) arrears are expected to be released soon, with the government moving quickly to finalize payouts. If you’ve been waiting for this extra money, here’s a complete breakdown of eligibility, expected timelines, and tips to make the most of it. What DA Arrears 2025 … Read more

Post Office savings schemes continue to attract investors looking for safety and predictable returns. In 2025, the Recurring Deposit (RD) is once again in focus because it provides guaranteed growth without market risk. If you want a disciplined savings plan that turns your monthly contributions into a sizeable lump sum, this calculation will help you … Read more

Personal loan rates in 2025 are more competitive than ever, but finding the best deal can still feel confusing. Rates change based on your credit score, job profile, and the bank’s internal policies. To help you cut through the noise, here’s a simple, clear guide to the lowest rates, hidden offers, and smart strategies to … Read more

BSNL has rolled out a new prepaid plan priced at ₹485, and it’s already gaining attention for offering a solid mix of data, calling, and validity. If you prefer a plan that gives you daily high-speed data and unlimited calls without the hassle of frequent recharges, this one fits the bill. BSNL ₹485 Plan Benefits … Read more

If you’re planning to invest ₹90,000 every year and are confused between SIP and PPF, you’re not alone.Both are popular, both are long-term friendly but the final return difference can be huge. Let’s break this down simply so you can decide what fits your goals. What Is SIP and PPF? A SIP (Systematic Investment Plan) … Read more

For senior citizens, fixed deposits (FDs) remain one of the safest and most reliable investment options. Banks offer higher interest rates for people above 60, making FDs an attractive way to grow savings while earning steady income. Choosing the right bank and tenure can significantly boost returns and provide financial security during retirement. This article … Read more

If you’ve been waiting for the official winter holiday lineup, good news the holiday list is finally out, and many schools will remain closed for nine straight days in December. Whether you’re a parent planning trips, a student looking forward to downtime, or a teacher preparing your schedule, this update is worth knowing in detail. … Read more